MONEY SMART ACADEMY

Your money skills, one lesson at a time.

A simple path through the financial basics every student should know before graduation.

🏦 Banking Basics

Checking, savings, debit cards, ATMs, fees, and interest.

Build a realistic budget, set goals, and make room for saving.

Understand credit cards, interest, payment history, and responsible use.

Learn gross pay, deductions, direct deposit, and take-home pay.

Compare education costs, scholarships, financial aid, jobs, and career paths.

Explore compound growth, diversification, risk, and long-term investing.

Recognize scams, protect your information, and know when to slow down.

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