🏦 Before opening
Compare monthly fees, minimum balances, ATM access, overdraft policies, mobile banking, and available interest.
BANKING 101
Your first bank account.
A quick checklist for choosing and managing your first checking or savings account.
💳 Know your debit card
A debit card generally spends money from your checking account. Protect your PIN and review transactions regularly.
💵 Ask about direct deposit
Many employers can send your paycheck directly to your bank account. Ask your employer what information is required.
📱 Build good habits
Turn on transaction alerts, check your balance, keep your contact information current, and report suspicious activity quickly.
Before you open an account: Ask, “What fees could I pay, and how can I avoid them?”